SCENE 01 / PRODUCTION INSURANCE
Production Insurance
Comprehensive insurance solutions for film productions in Germany.
Here is how this works in practice. Production insurance protects against the financial risks inherent in filmmaking. In Germany, required Berufsgenossenschaft (BG) coverage gives occupational accident insurance for all crew, and heritage locations managed by state Denkmalschutz authorities need specific liability coverage.
Here is the short of it. We set up production insurance through German and European brokers skilled in film coverage, including pros who work with Babelsberg-based shoots. Our team arranges policies that satisfy BG needs, state heritage mandates, and global distribution obligations.
Capabilities
Complete Insurance Solutions
Expert production insurance protecting your cast, crew, equipment, and operations.
01
Production Coverage
- Cast insurance
- Negative/media coverage
- Props & sets
- Extra expense
- Errors & omissions
Complete Protection
02
Equipment Insurance
- Camera equipment
- Lighting & grip
- Sound equipment
- Specialty gear
- Hired equipment
Gear Protection
03
Crew Coverage
- Workers compensation
- Employer liability
- Travel insurance
- Medical coverage
- Accident insurance
Team Safety
04
Liability Insurance
- Public liability
- Property damage
- Third party coverage
- Location liability
- Vehicle insurance
Risk Protection
Professional Insurance Services
Comprehensive Coverage
Custom insurance packages covering all production risks from cast and equipment to liability and errors & omissions.
German Compliance
All coverage meets German regulatory requirements including mandatory employer liability and location-specific requirements.
Claims Support
Full claims management from initial reporting through resolution, advocating for your interests with insurers.
Insurance Statistics
Why Us
Why Choose Fixers in Germany for Insurance
01.
Specialized Expertise
Entertainment insurance pros knowing the unique risks and coverage needs of film production.
02.
International Coverage
Access to global insurance markets making sure coverage recognized by global shoots and locations.
03.
Competitive Rates
Relationships with top insurers enabling competitive pricing without compromising coverage quality.
04.
Full Service
Complete insurance management from first placement through claims support and policy admin.
Our Insurance Process
Risk Assessment
We analyze your production's insurance needs based on scope, locations, and activities.
Coverage Design
Custom insurance package design giving full coverage optimized for your budget.
Placement
Insurance placement with specialized entertainment insurers making sure competitive rates and terms.
Production Support
Ongoing support including certificates, claims help, and coverage modifications.
On Location
Production insurance across German policies — Allianz, Munich Re, ERGO underwriters covering ARRI / Zeiss equipment, cast Ausfallversicherung, BG ETEM workers' comp, KSK freelance cover, and reciprocal Lloyd's London entertainment lines.
Here is how this works in practice. Our production insurance teams place German policies through major underwriters. Allianz (Munich-based global insurer), Munich Re reinsurance, ERGO, Hannover Rück, Talanx — plus Lloyd's of London entertainment syndicates for global shoots. Gear policies cover ARRI Alexa 35 / 65 / LF / Mini LF cameras and Skypanel S60 / S120 / S360 LED packages (manufactured in Munich), Carl Zeiss Supreme Primes and Master Anamorphic optics (Oberkochen), Sennheiser MKH 416 boom microphones and Digital 6000 wireless (Hannover), Leica Wetzlar cinema lenses, and Studio Babelsberg / Bavaria Filmstadt / MMC Köln stage-rental gear.
Here is the short of it. Cast Ausfallversicherung (key element) policies underwrite key actors and directors against illness, injury, or death. Errors and omissions cover routes through standard Lloyd's templates extended to satisfy FFA Filmförderungsanstalt, DFFF I 20 percent / DFFF II 25 percent / GMPF uncapped 25 percent federal rebates, and Medienboard / FFF Bayern / Filmstiftung NRW rebates-application records.
Here is the breakdown. Workers' comp runs through Berufsgenossenschaft Energie Textil Elektro Medienerzeugnisse BG ETEM and Verwaltungsberufsgenossenschaft VBG enrollments for film crew, required by German law under Sozialgesetzbuch SGB VII. KSK Künstlersozialkasse covers freelance creatives at ~5 percent top with statutory illness, pension, and unemployment cover. Sozialversicherung 40 percent combined employer/employee inputs on PAYE crew bookings carry their own Krankenversicherung sickness cover.
Here is what that looks like on the ground. We set up reciprocal SAG-AFTRA / DGA / IATSE insurance plan when US talent and crew arrive on German shoots at Studio Babelsberg (Inglourious Basterds 2009, Bridge of Spies 2015, Cloud Atlas 2012, Captain America Civil War 2016, Tár 2022, Wonka 2023, Argylle 2024, Babylon Berlin 2017+, All Quiet on the Western Front 2022).
Drone fleets carry LBA Luftfahrtbundesamt + DFS Deutsche Flugsicherung insurance riders. Bavarian Alps elevation shoots near Zugspitze layer high-altitude addenda.
FAQ
Frequently Asked Questions
What insurance do I need for filming in Germany?
Minimum needs have public liability, gear coverage, and often cast insurance. We check your specific production to recommend full coverage including workers compensation, car insurance, and E&O as needed.
How quickly can you arrange insurance?
Standard production packages can be placed within 24-48 hours. Complex shoots or specialized coverage may need extra time. We give certificates of insurance within 24 hours of binding.
Does German production insurance differ from other countries?
Germany has specific needs including required employer liability coverage and may need higher public liability limits for certain locations. We make sure all coverage meets German regulatory needs.
How do you handle claims?
We give full claims management support including first reporting, records help, and advocacy with insurers. Our goal is rapid resolution with minimal production disruption.
Related Services
Productions in Germany that need this often pair it with Filming Permits & Licenses, Contract Management Services, and Health & Safety Compliance for full coverage. Most projects also draw on Safety Officers.
On Set
Ready to Protect Your Production?
Comprehensive insurance solutions giving you peace of mind throughout production.