SCENE 01 / PRODUCTION INSURANCE
Production Insurance
Comprehensive insurance solutions for film productions in Germany.
Production insurance protects against the financial risks inherent in filmmaking. In Germany, mandatory Berufsgenossenschaft (BG) coverage provides occupational accident insurance for all crew, and heritage locations managed by state Denkmalschutz authorities require specific liability coverage.
We coordinate production insurance through German and European brokers experienced in film coverage, including specialists who work with Babelsberg-based productions. Our team arranges policies that satisfy BG requirements, state heritage mandates, and international distribution obligations.
Capabilities
Complete Insurance Solutions
Expert production insurance protecting your cast, crew, equipment, and operations.
01
Production Coverage
- Cast insurance
- Negative/media coverage
- Props & sets
- Extra expense
- Errors & omissions
Complete Protection
02
Equipment Insurance
- Camera equipment
- Lighting & grip
- Sound equipment
- Specialty gear
- Hired equipment
Gear Protection
03
Crew Coverage
- Workers compensation
- Employer liability
- Travel insurance
- Medical coverage
- Accident insurance
Team Safety
04
Liability Insurance
- Public liability
- Property damage
- Third party coverage
- Location liability
- Vehicle insurance
Risk Protection
Professional Insurance Services
Comprehensive Coverage
Custom insurance packages covering all production risks from cast and equipment to liability and errors & omissions.
German Compliance
All coverage meets German regulatory requirements including mandatory employer liability and location-specific requirements.
Claims Support
Full claims management from initial reporting through resolution, advocating for your interests with insurers.
Insurance Statistics
Why Us
Why Choose Fixers in Germany for Insurance
01.
Specialized Expertise
Entertainment insurance specialists understanding the unique risks and coverage requirements of film production.
02.
International Coverage
Access to global insurance markets ensuring coverage recognized by international productions and locations.
03.
Competitive Rates
Relationships with leading insurers enabling competitive pricing without compromising coverage quality.
04.
Full Service
Complete insurance management from initial placement through claims support and policy administration.
Our Insurance Process
Risk Assessment
We analyze your production's insurance requirements based on scope, locations, and activities.
Coverage Design
Custom insurance package design providing comprehensive coverage optimized for your budget.
Placement
Insurance placement with specialized entertainment insurers ensuring competitive rates and terms.
Production Support
Ongoing support including certificates, claims assistance, and coverage modifications.
On Location
Production insurance across German policies — Allianz, Munich Re, ERGO underwriters covering ARRI / Zeiss equipment, cast Ausfallversicherung, BG ETEM workers' comp, KSK freelance cover, and reciprocal Lloyd's London entertainment lines.
Here is how this works in practice. Our production insurance teams place German policies through major underwriters — Allianz (Munich-based global insurer), Munich Re reinsurance, ERGO, Hannover Rück, Talanx — plus Lloyd's of London entertainment syndicates for global productions. Gear policies cover ARRI Alexa 35 / 65 / LF / Mini LF cameras and Skypanel S60 / S120 / S360 LED packages (manufactured in Munich), Carl Zeiss Supreme Primes and Master Anamorphic optics (Oberkochen), Sennheiser MKH 416 boom microphones and Digital 6000 wireless (Hannover), Leica Wetzlar cinema lenses, and Studio Babelsberg / Bavaria Filmstadt / MMC Köln stage-rental gear.
Here is the short of it. Cast Ausfallversicherung (key element) policies underwrite key actors and directors against illness, injury, or death. Errors and omissions cover routes through standard Lloyd's templates extended to satisfy FFA Filmförderungsanstalt, DFFF I 20 percent / DFFF II 25 percent / GMPF uncapped 25 percent federal rebate, and Medienboard / FFF Bayern / Filmstiftung NRW rebate-application records.
Here is the breakdown. Workers' comp runs through Berufsgenossenschaft Energie Textil Elektro Medienerzeugnisse BG ETEM and Verwaltungsberufsgenossenschaft VBG enrollments for film crew, mandatory by German law under Sozialgesetzbuch SGB VII. KSK Künstlersozialkasse covers freelance creatives at ~5 percent top with statutory illness, pension, and unemployment cover. Sozialversicherung 40 percent combined employer/employee inputs on PAYE crew bookings carry their own Krankenversicherung sickness cover.
Here is what that looks like on the ground. We set up reciprocal SAG-AFTRA / DGA / IATSE insurance plan when US talent and crew arrive on German productions at Studio Babelsberg (Inglourious Basterds 2009, Bridge of Spies 2015, Cloud Atlas 2012, Captain America Civil War 2016, Tár 2022, Wonka 2023, Argylle 2024, Babylon Berlin 2017+, All Quiet on the Western Front 2022).
Drone fleets carry LBA Luftfahrtbundesamt + DFS Deutsche Flugsicherung insurance riders. Bavarian Alps elevation shoots near Zugspitze layer high-altitude addenda.
FAQ
Frequently Asked Questions
What insurance do I need for filming in Germany?
Minimum requirements include public liability, equipment coverage, and often cast insurance. We assess your specific production to recommend comprehensive coverage including workers compensation, vehicle insurance, and E&O as needed.
How quickly can you arrange insurance?
Standard production packages can be placed within 24-48 hours. Complex productions or specialized coverage may require additional time. We provide certificates of insurance within 24 hours of binding.
Does German production insurance differ from other countries?
Germany has specific requirements including mandatory employer liability coverage and may require higher public liability limits for certain locations. We ensure all coverage meets German regulatory requirements.
How do you handle claims?
We provide full claims management support including initial reporting, documentation assistance, and advocacy with insurers. Our goal is rapid resolution with minimal production disruption.
Related Services
Productions in Germany that need this often pair it with Filming Permits & Licenses, Contract Management Services, and Health & Safety Compliance for full coverage. Most projects also draw on Safety Officers.
On Set
Ready to Protect Your Production?
Comprehensive insurance solutions giving you peace of mind throughout production.